Use this simple calculator to give you a general idea of what your monthly payments might be with an SBA 504 loan. Remember that Cen Cal finances 40% of your financing and that this calculator only gives you a rough estimate of monthly payments and not a guarantee.

Note: Typically, the SBA will lend no more than 40% of the project costs and the participating bank will lend 50%. Payments on the Bank loan must be calculated separately.

Note: The interest rate is subject to change each month due to changes in cost of funds.

Enter Cost of the Real Estate (Project Property):

Enter number of Years to be financed by bank:

Enter estimated Bank interest rate:
(ex. 2.5% = 2.5)